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6 things to consider when upgrading your car                

Promotional features / Fri 19th Jul 2024 at 09:50am

Are you in the market for a new car? With so many options to choose from across the country, finding the right vehicle can be a daunting task. To help you narrow your search, we’ve put together a list of six things you should consider when upgrading your car.

Photo by CHUTTERSNAP on Unsplash
  1. Your budget

Before you start searching, set a budget for your new car. Think about how much you want to spend in total and what you can realistically afford monthly (if you’re spreading the cost). Remember that the deals you’re offered on finance are impacted by your credit score so it’s worth taking some time to boost it before you apply.

  • How you’ll pay

Once you have a budget, decide how you’d like to pay. There are several options, including Personal Contract Purchase, Hire Purchase, buying with cash, or a personal loan. Money Helper has put together a useful guide on the different ways to pay and the pros and cons of each option to help you decide what’s best for you.

  • Your needs

To figure out which makes and models will suit you, it’s important to consider your needs. For instance, do you have a big family? Then you may want an SUV with plenty of space for everyone. Do you have dogs? Then a big boot may be essential. Or do you do long drives for work? Then spec and comfort may be most important.

  • Where to buy

There are several places to purchase a car, including dealerships, independent garages, and private sellers. Dealerships may have higher price tags than private sellers but give you peace of mind that the cars have been thoroughly checked before hitting the forecourt. For instance, used car dealers in Wimbledon, Big Motoring World, do 200-point vehicle inspections to ensure the highest quality standards for customers.

  • Vehicle checks

Before you commit to buying a car, it’s essential to do a thorough inspection. Outside, check the tyres, the bodywork for scratches or dents, under the bonnet, and the glass for chips. Inside, you’ll want to test things like the electrics, upholstery, steering wheel, and pedals. If you’re satisfied, test drive the car at various speeds to make sure everything is in good working order.

  • Paperwork checks

If you’re buying a used car, check the V5C document. The make, model, number plate and Vehicle Identification Number should all match the V5C. You should also check the MOT status of the car and ask for its service history.

There’s a lot to think about when buying a new car, so don’t rush into it.  Take your time to weigh up your options, think about your budget and search for a vehicle that will best suit your needs. This will help you make a decision that’s right for you long-term.

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