NEW research from Lloyds identifies the UK towns and cities where first-time buyers account for the largest share of mortgaged home purchases reports propertyindustryeye.com.

Outside London, Manchester tops the list, with first-time buyers making up 70.2% of mortgaged purchases in 2025, up from 67.2% in 2024. Sandwell in the West Midlands follows, with 69.7% of buyers entering the market for the first time.

The data suggests that despite recent challenges from higher prices and borrowing costs, certain areas remain accessible for those getting onto the property ladder.

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